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THE BIRTH OF AN ORGANIZATION IT’S PHILOSOPHY, DIRECTION AND IT’S EXPERIENCE BIRTH: 1992 ABACUS FINANCIAL GROUP was formed in Orange County California, relocated in 1998 to Illinois as ABACUS MORTGAGE CORP. and was merged with North American Mortgage Company, A Dime Bank Company. And now 5 STAR MORTGAGE LENDER is formed in Fresno California, with three main objectives in mind. A- Originating loans with integrity. B- Serving the consumer with honesty and objectively. C- Professionalism in the Real Estate and Mortgage industry. PHILOSOPHY: Our philosophy is to originate and submit quality loan packages that meet FNMA FHLMC or wholesale lender guidelines. We will use our adopted quality control plans on each and every loan that comes through our origination department to insure marketability of the loan. We will settle for nothing less than to be a leader in providing financial services to the people of California. We are committed to the relentless pursuit of ideas that enable those we serve to prosper and achieve their goals. We are driven by: · The Customer: To do what’s right for the Customer. · Extraordinary goals: Aiming for the “impossible” exceed the expected. · Simplicity: To succeed, we must be easy to do business with. · Ethics: Integrity, Honesty and respect for the individual. It is the policy of this company to make credit products available to all applicants who meet our business focus in a fair and consistent manner within the confines of safe and sound business practices. 5 Star Mortgage Lender do not discriminate against any credit applicant on the basis of race, color, religion, national origin, marital status, age (providing the applicant is of legal age and has the capacity to enter into a binding legal contract), sex, disability, familial status, receipt of public assistance, or if the individual has exercised in good faith any right under the Consumer Credit Protection Act, or on any other prohibited basis. 5 Star Mortgage Lender also require loan terms, rates and fees to be consistent with the borrower’s qualifications, that the borrowers have the ability to repay the obligation and that borrowers receive a tangible benefit from the loan transaction. 5 Star Mortgage Lender, management, and staff encourage you to contact us with any questions about this policy. DIRECTION: 5 Star Mortgage Lender is a visionary Mortgage Company, adopting technology to its fullest, enables us to streamline the process and approval of Purchase or Refinance transactions, thus creating smooth and painless closing and saving hundreds of dollars on closing fees. The above in mined we are every where, a phone call away or a click away to give you credit decision within 30 minutes. EXPERIENCE: Varouj Mandikian, the Broker/Owner has over 21 years of progressive experience in Real Estate and Mortgage Lending industry, holding Real Estate licenses for the State of California; and past involvement in teaching and training Realtors and Loan Officers. Our Loan officers are very knowledgeable, seasoned and well versed in the Mortgage industries that are capable to help you all through the process of closing your Loan.
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